A personal loan is an unsecured loan provided by banks or NBFCs that can be used for various needs such as medical expenses, education, travel, wedding costs, or emergencies. No collateral is required.

With Ava Finserv’s digital process, loan approval can happen within minutes, and disbursal is usually completed within 24–48 hours, subject to document verification and lender policies.

Ava Finserv does not charge any upfront fees for checking eligibility. Any applicable processing fee or charges are clearly communicated by the lending partner before final approval.

You can apply if you:

• Are an Indian resident

• Are salaried or self-employed

• Have a stable income source

• Meet the lender’s age and credit criteria

Yes. Once you apply, you can track your application status through updates shared via SMS, email, or by contacting Ava Finserv’s support team.

No. Checking loan eligibility through Ava Finserv is a soft inquiry and does not impact your credit score.

After final approval, the loan amount is usually credited to your bank account within 1–2 working days, depending on the lender.

A credit score of 700 or above is generally considered good and increases your chances of getting better interest rates and higher loan amounts.

Commonly required documents include:

• PAN Card

• Aadhaar Card

• Bank statements

• Salary slips or income proof

Exact requirements may vary by lender.

Yes, self-employed professionals and business owners can apply, provided they meet income and eligibility criteria set by lending partners.

A credit score is a 3-digit number that reflects your creditworthiness based on repayment history, credit usage, and outstanding loans.

You can improve your score by:

• Paying EMIs and credit card bills on time

• Keeping credit utilization low

• Avoiding multiple loan applications at once

• Regularly checking your credit report for errors

Credit utilization refers to the percentage of your available credit limit that you are using. Keeping it below 30% is considered healthy for your credit score.

Yes. Delayed or missed payments can negatively impact your credit score and reduce future loan approval chances.

Absolutely. Ava Finserv follows strict data security standards to ensure your personal and financial information remains safe and confidential.

Yes. Ava Finserv helps you compare multiple lender offers so you can choose the one that best fits your needs—interest rate, EMI, and tenure.

Ava Finserv assists with:

• Personal Loans

• Business Loans

• Instant Loans

• Credit Score Assistance

You can reach out through the website contact form, customer support number, or email mentioned on avafinserv.com for quick assistance.

Yes. The loan application process with Ava Finserv is 100% digital, making it fast, secure, and hassle-free.

Because we offer:
✔ Fast approvals
✔ Trusted lending partners
✔ Transparent process
✔ No hidden charges
✔ Customer-first approach